Life insurance, just as any other financial tool, should only be used when there is an objectively-defined need. Nationally preeminent estate planning attorneys and authors, Robert A. Esperti, Renno L. Peterson, and David K. Cahoone, wrote the Objective Guide to help professional planners and their clients determine if life insurance is appropriate to meet real rather than illusory planning needs. They are the authors of the best-selling book, Loving Trust, as well as the recently released Protect and Enhance Your Estate. They have written 29 books for professionals and the public.

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